Having bad credit or things like bankruptcies on your record can mean not being eligible for loans. Regular banks are not willing to give money to those without great credit, especially with the way the economy is right now. The good news is that if you have a job and need a paycheck advance, united cash loans may be able to help you out. This is a great company to consider using for an advance because they specialize in lending money to those that need it for an emergency. The interest rate is normally pretty affordable with the amounts that are being borrowed. Most people that have bad credit or bankruptcies are able to be approved with this company, but it depends on the individual person. If you have a good job and are able to pay the money back, you may be able to get the loan that you need!